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Workers Compensation Trust Fund

Workers' Compensation Trust FundIf a worker is injured at work, he or she is eligible for Workers Compensation benefits in Massachusetts. However, there are few exceptions to this principle. An employer cannot stop providing Workers Compensation benefits by taking any steps. As a result, employers are often served with stop-work orders if they are unable to demonstrate to the Commonwealth that they have the necessary coverage.

Even though Workers Compensation insurance is needed, there are still individuals and businesses who want to avoid it. And, when an employee is eventually injured, the injured person wonders who will compensate them if they are unable to function or have hospital expenses. As a result, this can overwhelm and place an unnecessary burden on an already suffering victim, which leads to a sense of hopelessness and distress. However, there is a solution to these unfortunate and trying circumstances. The Workers Compensation Trust Fund is the solution.

Understanding the Workers Compensation Trust Fund

The Massachusetts Workers' Compensation Act establishes a Trust Fund to compensate injured workers whose employers refuse to provide workers' compensation benefits.  The Workers Compensation Trust Fund works to serve as the "insurer" despite an employer's inability to offer workers' compensation coverage. The Workers' Compensation Trust Fund, which is part of the Department of Industrial Accidents (DIA), is in charge of administering trust fund benefits. Having a safety net, like the Workers Compensation Trust Fund, is crucial for victims of work-related injuries who find themselves in stressful, uncertain situations following the accident. 


The Workers' Compensation Trust Fund was established by statute in connection with MGL c. 152, 65, which provides for payment and compensation to parties under various provisions of workers' compensation law. It acts as a government program that will pay Workers Compensation payments to employees who were injured while working for a company that did not have Workers Compensation insurance. If you are injured on the job, it can pay you benefits such as Total Disability Benefits, Partial Disability Benefits, and Health Benefits. In other terms, the Workers Compensation Trust Fund operates as a gap filler, as it fills the role of the insurance provider that your employer was supposed to provide to ensure you get the coverage you are entitled to.

After all, it is crucial to recognize that certain conditions must be fulfilled to obtain compensation from the Trust Fund. This process involves a variety of additional forms required by the government. Further, you would also need to show that the employer lacks protection. This is in addition to anything else you would do to file a claim with the DIA. In other words, the process itself can be more complex than it appears, which is why it is critical to retain the services of an accomplished Massachusetts Workers Compensation attorney.

Finding out Whether an Employer has Workers Compensation Coverage

One of the most common questions surrounding workers compensation is whether or not an employer actually has workers compensation coverage. At a minimum, employers must post a notice in a visible area of the workplace identifying the identity of the employer's workers' compensation insurance provider. However, if no such notice can be found, the employer must notify the employee of the identity of their workers' compensation insurance provider. If the employer refuses to offer coverage details, workers can find out who the employer's insurer is by visiting the website of the DIA.

Massachusetts Workers Compensation Attorneys

At Bellotti Law Group P.C., we have experience in handling Workers Compensation Trust Fund cases, as well as many against the employers who did not carry the required Workers Compensation Insurance. We know how to best maneuver through these parallel claims to not only maximize your benefits but also ensure that you can get your benefits as quickly as possible.

Get in touch with our Massachusetts Workers Compensation Attorney to discuss your case.

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Could not have been happier with Attorney Peter Bellotti and everyone at Bellotti Law Group. I had a very difficult case, but Peter was relentless. He saved me and my family, big time, when the situation looked very bad. I was recommended to Peter and was told he was the best attorney in Boston and now I see why, 100%. Thank you Peter! John F.
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I was on a case with Peter that spanned over a year and a half. Peter was very accommodating and set early expectations which helped get through this time period. Peter's professionalism helped keep me calm during this full time period. It was a pleasure getting to know Peter and if I ever need another lawyer in and around Boston Peter would be my go to choice hands down. Kyle