Underinsured Motorist

After a serious or fatal car accident, the last thing on a victim and their family's minds is inadequate insurance coverage. Sadly, though, underinsured drivers on Massachusetts roads has become a major concern. It is an unfortunate reality that in today's difficult economic climate, where medical care is exorbitantly costly and time from work can cause financial ruin, that the mandatory minimum insurance coverage in the Commonwealth is not enough. Do not speak to an insurance company or agent following a car accident before speaking with an experienced car accident attorney at Bellotti Law Group, P.C. Otherwise, you may unknowingly or accidentally accept an offer for less than what you deserve and preclude yourself from claiming future medicals and lost employment.

The experienced Boston car accident lawyers at Bellotti Law Group, P.C. appreciate the unique challenges victims and their families face when trying to rehabilitate from a serious car accident when an at-fault driver has insufficient insurance coverage. We will coordinate all available insurance coverage, negotiate settlements with hospitals and medical providers, and allow you and your family to focus on recovery. Contact our Boston, Cambridge, or Quincy office at 617-225-2100.

Pursuant to Massachusetts state law, motor vehicle operators must have compulsory Bodily Injury (BI) coverage of at least $20,000 per person and $40,000 per accident. Additionally, drivers must have at least $5,000 for property damage and $8,000 in Personal Injury Protection (PIP) coverage. PIP covers medical bills and lost wages, regardless of which driver is considered at-fault. This aside, accident victims can easily eclipse this minimum mandatory coverage, sometimes after the first emergency room visit and ambulance ride alone.

It is imperative to contact an experienced and savvy Boston car accident attorney at Bellotti Law Group, P.C. as quickly as possible following a car accident, especially if you learn the at-fault driver has inadequate or minimal insurance coverage. We have an extensive history of success working with insurance companies and medical providers, often negotiating settlements to cover your bills and allow for your continued optimal care, without interruption.

Sometimes, our attorneys are able to pursue a claim against a liable driver to cover remaining expenses after available insurance money is exhausted. Other times, we will seek a court judgment ordering insurance policies on other vehicles in an at-fault driver's household to be considered. Finally, we may have to advance a claim against your own insurance company. 

Don't be mislead into thinking that your insurance company will be fair in fully compensating you for your damages in the event an at-fault driver's insurance is inadequate. You shouldn't talk to any insurance company or agent until speaking with an experienced Boston car accident lawyer from Bellotti Law Group, P.C. Otherwise, you may accidentally or unknowingly accept an unsatisfactory offer and preclude your ability from claiming future medical expenses and/or lost employment.

Contact the skilled Boston car accident attorneys at Bellotti Law Group, P.C. today for a free consultation at 617-225-2100. We cover a variety of auto accident cases, such as truck accidents, bike-car accidents, etc. The success of your case is our first priority and our passion. We have nearly three decades of success behind us and will put that experience to work in advancing your claim, through skillful settlement negotiation or meticulously prepared litigation.