Underinsured Motorist Car Accidents

Underinsured Motorist Car Accidents

After a serious or fatal car accident, the last thing on a victim and their family's minds is inadequate insurance coverage. Sadly, though, underinsured drivers on Massachusetts roads has become a major concern. It is an unfortunate reality that in today's difficult economic climate, where medical care is exorbitantly costly and time from work can cause financial ruin, that the mandatory minimum insurance coverage in the Commonwealth is not enough. Do not speak to an insurance company or agent following a car accident before speaking with an experienced car accident attorney at Bellotti Law Group, P.C. Otherwise, you may unknowingly or accidentally accept an offer for less than what you deserve and preclude yourself from claiming future medicals and lost employment.

The experienced Boston car accident lawyers at Bellotti Law Group, P.C. appreciate the unique challenges victims and their families face when trying to rehabilitate from a serious car accident when an at-fault driver has insufficient insurance coverage. We will coordinate all available insurance coverage, negotiate settlements with hospitals and medical providers, and allow you and your family to focus on recovery. Contact our Boston, Cambridge, or Quincy office at 617-225-2100.

Mandatory Minimum Coverage Often Isn't Enough

Pursuant to Massachusetts state law, motor vehicle operators must have compulsory Bodily Injury (BI) coverage of at least $20,000 per person and $40,000 per accident. Additionally, drivers must have at least $5,000 for property damage and $8,000 in Personal Injury Protection (PIP) coverage. PIP covers medical bills and lost wages, regardless of which driver is considered at-fault. This aside, accident victims can easily eclipse this minimum mandatory coverage, sometimes after the first emergency room visit and ambulance ride alone.

Don't Get Stuck Holding The Bills

It is imperative to contact an experienced and savvy Boston car accident attorney at Bellotti Law Group, P.C. as quickly as possible following a car accident, especially if you learn the at-fault driver has inadequate or minimal insurance coverage. We have an extensive history of success working with insurance companies and medical providers, often negotiating settlements to cover your bills and allow for your continued optimal care, without interruption.

We Pursue Every Legal Avenue To Obtain Your Fair And Full Compensation

Sometimes, our attorneys are able to pursue a claim against a liable driver to cover remaining expenses after available insurance money is exhausted. Other times, we will seek a court judgment ordering insurance policies on other vehicles in an at-fault driver's household to be considered. Finally, we may have to advance a claim against your own insurance company.

We Have Decades Of Success Dealing With Insurance Companies

Don't be mislead into thinking that your insurance company will be fair in fully compensating you for your damages in the event an at-fault driver's insurance is inadequate. You shouldn't talk to any insurance company or agent until speaking with an experienced Boston car accident lawyer from Bellotti Law Group, P.C. Otherwise, you may accidentally or unknowingly accept an unsatisfactory offer and preclude your ability from claiming future medical expenses and/or lost employment.

Contact the skilled Boston car accident attorneys at Bellotti Law Group, P.C. today for a free consultation at 617-225-2100. The success of your case is our first priority and our passion. We have nearly three decades of success behind us and will put that experience to work in advancing your claim, through skillful settlement negotiation or meticulously prepared litigation.

Client Reviews
I just want to thank Attorneys Peter Bellotti and Karen Nadeau. I was injured in a car accident in 2011 and really appreciate the care and attention they gave my case. I highly recommend anyone who has been injured to contact Peter and Karen at Bellotti Law Group. Honestly, the whole law firm goes above and beyond… You won’t be disappointed by calling Peter and Karen at Bellotti Law Group. Connie Talley
I’ve known the attorneys at Bellotti Law Group for over 10 years… I have highly recommended them to family and friends for many years and everyone was exceptionally pleased with the firm… A few years ago, I was facing my own injury after a serious car accident on Route 495 in my SUV and didn’t hesitate to call Attorneys Peter Bellotti and Karen Nadeau at Bellotti Law Group… The settlement was very substantial and my wife and I were very grateful we went with Bellotti Law Group. Charlie Ryan
My experience with Attorney Karen Nadeau (a fantastic attorney) and her colleagues at the Bellotti Law Group was exceptional and greatly exceeded my expectations. After I was injured on an amusement park ride while on vacation with my husband and children, I felt overwhelmed… In the end, the final settlement was much larger than I anticipated. The peace of mind and security that Karen provided meant a lot to me. I highly recommend her firm for their professional, compassionate, and proactive standards. Mary Mack
We went to Bellotti Law for help with a car injury to a pedestrian in a hospital parking garage. Peter and Karen are very low-key and calm, but know well how the system works and got us an excellent setlement through persistence, and helping us to track the effects of the injury and its future potential effects. They made a very strong case, and held out for a great settlement… I highly recommend them for their calm persistence, intelligence and experience in personal injury cases. Paul Farrell
I found this law firm by doing a Google search for personal injury. I spoke to them and they took my case, they were very attentive and accomadating. As my case was winding down there was constant communication I never felt that I had to call and check on anything. I had a wonderful experience. Charisse Moore