Bad Faith Insurance Claims (Chapter 93A/176D)

Nearly everyone has insurance to protect our most valuable assets, including our homes, automobiles, medical and dental health, and our family members livelihoods in the unfortunate event of a death or serious disability. Generally, these insurance policies are purchased to put our minds at ease, knowing we should be financially protected in even the worst of situations. Some types of insurance, like car insurance, are required by law. Other times, we elect to carry insurance for the peace of mind or because we are required to carry it to qualify for a loan, such as a home or business loan. In any event, we expect that after many years of paying premiums, insurance will adequately cover us when a claim needs to be filed. When insurance companies do not meet their rightful obligations, victims have the ability to file a bad faith insurance claim under Massachusetts law, specifically called a "Chapter 93A" or "Chapter 176d" consumer protection and unfair business practice/deception claim.

The Boston personal injury lawyers at Bellotti Law Group, P.C. have many successful years of experience handling bad faith insurance claims. Our personal injury attorneys interact on a daily basis with insurance agents and know their tactics. If you or a loved one has not received what was deserved from an insurance policy, call our Boston, Cambridge, or Quincy office today at 617-225-2100.

Grounds For Chapter 93A/176D Bad Faith Insurance Claims

There are numerous causes of action that establish grounds for a Chapter 93A or 176D bad faith insurance claim. Some of the most common instances arise when insurance companies unfairly discriminate, do not advance payments under your policy in a timely manner, deny a claim outright without performing a due and diligent investigation, do not properly handle complaints, or engage in otherwise deceptive or unfair business practices. In short, when an insurance company acts in bad faith, we will aggressively pursue a claim on your behalf to get you what you rightfully deserve.

Penalties Insurance Companies Face For Actions Taken In Bad Faith

Insurance companies face stiff penalties if they are found to be acting in bad faith. Unfortunately, this does not always dissuade them from doing so. Some of the consequences of a successful 93A/176D claim brought against an insurance company include:

  • Money damages (up to treble damages)
  • Injunctive relief
  • Payment of attorney fees
  • Revocation of license
Don't Be Bullied Or Mislead

Often times, victims of bad faith insurance practices allow insurance companies to "take over" settlement negotiations under their policy. There is no question—insurance companies are designed to make a profit and are not looking out for your best interests. Insurance companies may rush you into accepting an inadequate settlement, far less than the available amount under the policy. They may also unfairly deny a claim outright, without performing a fair investigation. Consumers should not be mislead. Instead, trust the insurance claim experts at Bellotti Law Group, P.C. to get you all you deserve. We deal with insurance companies daily and know the tactics they employ.

Improper dealings with an insurance company can severely limit your monetary compensation. Don't be left short, holding bills, lost wages, and without compensation for your damages, that should have been covered under your policy. Our personal injury attorneys have proven results, by having secured millions in compensation for their clients. Contact the Boston personal injury attorneys at Bellotti Law Group, P.C. today at 617-225-2100. You can also use our safe and secure contact form and we will respond promptly.

Client Reviews
Could not have been happier with Attorney Peter Bellotti and everyone at Bellotti Law Group. I had a very difficult case, but Peter was relentless. He saved me and my family, big time, when the situation looked very bad. I was recommended to Peter and was told he was the best attorney in Boston and now I see why, 100%. Thank you Peter! John F.
I was referred to Attorney Bellotti by a friend who works at Harvard University. I was really nervous at the beginning of my case but Peter kept me calm and was very reassuring and even gave me his cell phone number to text or call him if I really needed to get in touch with him asap… My case went extremely well and my family and I could not have been more please. I highly recommend Attorney Peter Bellotti. Beth A.
Attorney Bellotti assisted me in a Magistrate matter in Palmer District Court. He was very professional, knowledgeable, had excellent communication skills, well prepared, and new how to handle the situation. I would highly recommend Attorney Bellotti for any litigation matters and he gets the job done. Arlon B.
When looking for an attorney I didn't think have to think twice about who to call to protect my future. Peter Bellotti's amazing reputation made it an easy decision for who to call. He went above and beyond in my case, returning phone calls promptly, answering all my questions to ease my mind, and being a very understanding caring person. Patrick
I was on a case with Peter that spanned over a year and a half. Peter was very accommodating and set early expectations which helped get through this time period. Peter's professionalism helped keep me calm during this full time period. It was a pleasure getting to know Peter and if I ever need another lawyer in and around Boston Peter would be my go to choice hands down. Kyle